Choosing the Right Life Insurance

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There are many different types of life insurance available, and it can be difficult to know which one is right for you. The most common types of life insurance are term life, whole life, over 50’s, joint policies and life insurance with pre existing medical conditions.

When choosing a life insurance policy, it’s important to consider your needs and budget. If you’re looking for the most affordable option, term life insurance is typically the best choice. However, if you want lifetime coverage, whole life insurance may be a better option. If you’re over 50 or have pre existing medical conditions, there are specific policies available that may be more suitable for you. Ultimately, the best type of life insurance for you will depend on your individual circumstances.

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Types of Life Insurance Available

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Term life insurance is the most basic type of life insurance, and covers you for a set period of time, usually 10-30 years. Learn more about term life insurance..

Whole life insurance covers you for your entire life, and is generally more expensive than term life insurance. Learn more about whole life insurance here..

Joint policies are for couples or families, and cover both people on the policy. There are many options available when choosing a joint or family life insurance, learn more here..

Pre-Existing Conditions

Life insurance with pre existing medical conditions is designed for people who have existing health conditions that may make them uninsurable on a standard policy.

Over 50’s Life Insurance

Over 50’s life insurance is designed for people aged over 50, and usually doesn’t require a medical exam. Learn more about over 50’s life insurance here..

Life Insurance Calculator

life insurance calculator can provide an estimate how much life insurance you need. Our life insurance calculator provides the simplest way to calculate how much life cover you may need.

Other ways you can protect your family & yourself

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Other types of insurance you can buy to protect yourself and your family depending on your needs. These include critical illness cover, income protection and funeral insurance. There are many options available for these types of products, so it’s important to compare them before you choose one.

Critical Illness Insurance

Critical illness insurance is a type of protection you can buy with life insurance. It pays out a lump sum if you’re diagnosed with a critical illness, which can help you cover the cost of treatment and other expenses. There are many different types of critical illness insurance plans available, so it’s important to compare them before you choose one.

Funeral Insurance Plan

Funeral insurance is another type of protection you can buy with life insurance. It pays out a lump sum to help cover the cost of your funeral. This can take some of the financial burden off your loved ones at an already difficult time. There are many different funeral insurance plans available, so it’s important to compare them before you choose one.

Income Protection Insurance

Income protection is another type of protection you can buy with life insurance. It pays out a regular income if you’re unable to work due to illness or injury. This can help you cover your living costs and keep up with your financial commitments. There are many different income protection plans available, so it’s important to compare them before you choose one.